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People with debts.
There really is no guaranteed way of avoiding a scam but a few things you could look into are
How long a site/program has been established
Do they offer support
If there's a fee do they offer a money back guarantee

Use coolwhois.com to see how long the domain name is registered, a legitimate work from home business opportunity will register the site for a long period of time.

There are sites that will have done all this research for you such as review sites but even these can be misleading so be weary if they don't have a single negative comment about any products or have no bad reviews at all on there site. This doesn't have to mean the review site is been dishonest but it is a little strange if every item they review is perfect or near to it.

As I've already said there's no guaranteed way of avoiding scams and finding a legitimate work from home business opportunity but there is help available to make it a less daunting task.

If you want to earn thousands of pounds working from home, like me, then I can help you find genuine work from home opportunities. Just look no further than http://work-at-home-options.blogspot.com for free independent and honest information on legitimate paid survey sites, wholesale lists and affiliate marketing guides. Products tried and tested plus helpful FREE advice at http://work-at-home-options.blogspot.com